Legal Information

The FSA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Some of our documents use the Keyfacts logo required by the Financial Services Authority. To access the FSA's own moneymadeclear website click here.

Please download and read the following documents which are provided in Adobe Acrobat format.

Mission Statement

Mission Statement

Treating Customers Fairly

Balmorals Treating Customers Fairly policy

Key Facts - Menu - Cost of Services V8 0208

Cost of Services Menu Document

Key Facts IDD - Investment 0108

Initial Disclosure Document - Investments

Key Facts IDD - Investment & GI 0108

Initial Disclosure Document - Investments and General Insurance

Key Facts IDD - Mortgage 0407

Initial Disclosure Document - Mortgages

Key Facts IDD - Mortgage & GI 0108

Initial Disclosure Document - Mortgages & General Insurance

Key Facts IDD - GI & Pure Protection 0108

Initial Disclosure Document - General Insurance & Pure Protection

Best Execution Policy

Details of our Best Execution Policy

Data Protection Statement V3 0408

Data Protection Statement

Adobe Acrobat reader is available, free, from the Adobe web site. Click on the logo below:

NOTE: To download the document in Netscape, hold down the shift key and click on the link.
To download the document in Internet Explorer, right click on the link and select 'save target as'.
To open the document just click on the link.

Please read our Privacy Statement before completing any enquiry form or before sending an email to us.

Balmoral is an appointed representative of Sesame Limited which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/Pages/register/) under reference 150427.